Real Estate Insurance Terms - Z

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ZERO LOT LINE - The construction of a building on any of the boundary lines of a lot. Usually built on the front line, such as a store build to the sidewalk.

ZERO SIDE LINE - The building of a subdivision with each house built on a side boundary line. This gives more usable yard space on narrow lots. An easement for maintenance is given over a portion of the lot adjoining each house.

ZONE- (1) An area of a county or city in which the use of the land is restricted by law (zoning ordinance). (2) An area designated by a number for the delivery of mail. Zip codes incorporate the zone.

ZONING - The division of a city or county by legislative regulations into areas (zones), specifying the uses allowable for the real property in these areas.

ZONING MAP - A map of a community showing the zones of permitted use under zoning ordinances.

ZONING ORDINANCE - A law (generally at the city or county level) controlling the use of land and construction of improvements in a given area (zone).

ZYGOCEPHALUM - In civil law an inaccurate measure of land. The area of land a yoke of oxen could plow in one day.